Chapter 7 Bankruptcy

You are able to file for Chapter 7 bankruptcy in Florida without the use of a Clearwater bankruptcy attorney. When a person represents themselves in law, it is called pro se representation. Many people do this with one type of “do-it-yourself” legal kit, but this method of filing bankruptcy in Florida tends to have mixed results. As a bankruptcy lawyer, I might be a little biased in saying this, but I would strongly suggest that you not represent yourself for any legal matter. Florida’s bankruptcy laws are very complex and any errors can be extremely costly both in the short term and the long run.

Finding Out if A Florida Chapter 7 Bankruptcy is Right for You

In any event, once a person determines that filing for bankruptcy is the best decision for their financial future, they need to make a few decisions and take several steps in order to determine which type of bankruptcy is right for them.

There are two main chapters of bankruptcy that individuals may seek shelter under: Chapter 7 and Chapter 13. Which type of bankruptcy is right for you will be determined by several factors including your debts, income, assets, and desired outcome. Not every person will be allowed by law to file for chapter 7. These elements are calculated in what is called the “Means Test.”

Continue reading more about Florida’s Chapter 7 Bankruptcy: